Financing — No Credit Check Available | American Fusion Wheels

You can finance almost anything we sell and install: custom wheels, tires, wheel and tire packages, lift kits, leveling kits, lowering kits, exhaust systems, window tinting, car audio, truck accessories (bumpers, steps, tonneau covers), ceramic coating, powder coating, and installation labor. You can bundle multiple services into a single financing package — for example, wheels plus tires plus a lift kit plus alignment, all on one plan.

Yes. We offer no-hassle financing options that approve based on income and employment rather than credit score. These plans are available for customers with bad credit, no credit history, or anyone who prefers to avoid a hard credit inquiry. Approval amounts and terms vary by plan, but most applicants qualify for $500 to $3,000+ with no credit impact.

Financing amounts depend on the plan and your qualifications. Traditional credit-based plans typically approve $1,000 to $10,000+. No-hassle approval plans typically approve $500 to $5,000. Your specific approval amount is determined during the application process — most customers find out in minutes. We can work with whatever approval amount you receive to put together the best package for your budget.

You can apply in person at our Shawnee shop or by calling 913-291-2027. The application takes about 5 minutes and requires basic information: name, address, date of birth, income, and employment. For credit-based plans, a soft or hard inquiry may be performed depending on the provider. For no-credit-check plans, only income verification is required. Most decisions come back within minutes.

Monthly payments depend on the total financed amount, the plan term, and the interest rate. As a general example: a $2,000 wheel and tire package might cost $100 to $200 per month over 12 to 24 months. A $5,000 full truck build package might cost $200 to $400 per month. Exact payment amounts are provided during the application process based on your approved plan. We help you choose a payment structure that fits your budget.

Most of our financing plans allow early payoff without prepayment penalties. Paying off early can save you money on interest charges. The specific early payoff terms depend on the financing provider and plan you choose — we will explain all terms clearly before you sign anything.

Most of our financing plans do not require a down payment — you can finance the full amount. Some no-credit-check plans may require a small initial payment depending on the total amount. If you want to lower your monthly payments, a voluntary down payment is always an option. We will explain all requirements during the application process.

Yes. We offer price matching on wheels, tires, and accessories from authorized online retailers. You can get the best price and finance the total — giving you internet pricing with local installation expertise and the convenience of paying over time. Price matching and financing are completely independent and can be used together.